Financing can help make your purchase even easier
EnerBankUSA
12 Month Same-As-Cash Loan**
*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 17.99% fixed APR, effective as of October 2021, subject to change. Interest starts accruing when the loan closes.
**Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of October 2021, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.
18 Month Same-As-Cash Loan
Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of October 2021, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 545 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 30 to 138 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 545 days after first disbursement.
*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 60 months. 4.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.
4.99%, 5 Year Loan**
*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 60 months. 4.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.
**Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 4.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.
Synchrony Bank
You don't have to let a small budget keep you from being comfortable in your home. With approved credit, OSA Heating & Cooling offers special financing options from Synchrony Bank, so you can have complete comfort in your home using our zoned comfort systems.*
Unlike Visa, MasterCard and other bank cards, Synchrony Financial provides multiple promotional financing options including:
- Deferred interest
- No interest with equal monthly payments
- Or fixed payment with interest plans offering APRs and interest rates much lower than most bank card rates
Financing By Synchrony Bank
Synchrony Bank is one of the premier consumer financial services companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States.
Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with:
- A simple application process, and fast credit decisions
- Unsecured, revolving credit lines
- Open credit line for future purchases
- Promotional financing options 1
- Convenient monthly payment options
- On-line account management
Applying online is quick, secure and private. To apply for a Synchrony Bank credit card, simply complete an online credit application (link to online application here). You will be able to read the privacy policy and review the terms of this offer before submitting the online application
- Subject to credit approval. Minimum monthly payments required. See store for details.
- Based on purchase volume and receivables.
For All Promotions
Qualifying purchase must be made with your Synchrony Bank Credit Card credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
If your application is approved, or, if you are an existing cardholder, the below promotional financing options may be available.
Plan 800
Reduced 7.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount - Until Paid in Full 3
Estimated payoff period 115 months. See below for additional information.
3 Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.
Plan 801
Reduced 5.99% APR and fixed monthly payments equal to 2% of promo purchase amount - Until Paid in Full 3
Estimated payoff period 58 months. See below for additional information.
3 Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.
Plan 802
No monthly interest payments equal to 4% of promo purchase amount - Until Paid in Full 3
Estimated payoff period 25 months. See below for additional information.
3 Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases
Plan 804
No monthly interest if paid in full within 24 months. See below for additional information.
3 Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases.
